Complete some basic information about your car to get the process started. It takes less than 2 minutes.
We verify the information you have given us.
Your ID or driver license, proof of income (min $1500/mo) and your car title.
Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.
Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.
The interest rate lowers every month, once you make a monthly payment.
You’ll keep driving your car and receive your title back once your last payment has been completed.
There are over 100 offices in the US so it’s easy to get your car qualified.
You don’t need to have a good credit to get a car title loan.
Choose how long your loan term is. Find a plan that fits your needs.
The title must be under your name and the vehicle must be lien-free.
You'll need a form of identification.
You will need proof of insurance and registration on your vehicle.
You must be 18 or older to apply for a title loan.
You must have the vehicle and you must provide proof of ownership.
You must have proof of income at least $1500 a month.
If you need a same day car title loan, look no further. 1 Hour Car Title Loans is all about speed when it comes to helping you get a loan right away.
When other car title loan companies take up to a week to help you, 1 Hour Car Title Loans can help you get same day loan approval and you can get access to your cash right away! Get started now by applying online or give us a call at (855) 211-5880.
Car title loans are loans that you can get if you are the sole owner of your car. If you’ve paid your car off and don’t have any liens on it, you may be eligible for a car title loan. Car title loans use your car as collateral for your loan, meaning if your car has enough value, you can use it to back your loan. You will be able to borrow against the overall value of your car so if your car is currently worth $10,000, you’ll be able to get a loan up to that amount. Car title loans are really great loan options for you if you’re unable to get a loan at the bank.
But what if you suffer from bad credit? Don’t discount yourself from a car title loan just because you have bad credit. Instead, car title loans are known as a great means of alternative lending and can be helpful in your situation. Here’s why.
Most loans, such as the one you borrow from the bank, will be based on your credit score. Since the bank has strict requirements for loan approval, many people will be turned down since their credit score is not in excellent condition. Where can you go if you’re turned down by all the banks? Alternative lenders such as 1 Hour Car Title Loans can help you get cash even if you have bad credit. This is due to the fact that car title loans are not loans based on your credit score, but rather the value of your vehicle. So even if you have bad credit, if your vehicle has enough value, you’ll be able to get a car title loan.
Car title loans can offer you a great advantage if you suffer from poor credit and are trying to build up your credit score. Why? Car title loans are also a type of installment loan, meaning you make your payments in fixed portions over time, such as monthly payments. When you make your payments on time and in the right amount, your payments will be reported to the three large credit bureaus, Experian, Transunion, and Equifax. If you were suffering from a poor credit score, making your payments on time can help boost your credit as you demonstrate your trustworthiness to the credit bureaus.